Retirement Planning

The individual and group pensions market is an ever changing world, with new legislation being brought out on a regular basis, it is difficult to keep track of what options are available with regard to your retirement planning.

We offer advice to individuals, companies and trustees on all aspects of retirement planning, including Personal Pensions, Self Invested Personal Pensions (SIPPs), Pension Transfers, Annuities and Drawdown.

We also help our clients with pension portfolio construction, advising on the attributes and risks associated with different asset classes. With so many investment funds from which to choose for each asset class, we can make sure you invest in the most appropriate funds for your own risk and reward requirements, with multi-manager options, and we provide research on the whole investment market for portfolio planning.

We help you construct your own investment portfolio with appropriate Asset Class diversification and geographical portfolio spreads. The type of investment that is most appropriate for your needs depends on a number of factors, such as the risk you are willing to take, the amount of income or growth that you require, the desired term of your pension, and the rate of tax that you pay.