We can offer you the benefit of a single relationship to meet all of your financial needs, whether your priority is to:

• Build and preserve capital
• Manage cash and borrowings
• Gain financial protection against risk

In investments, pensions and life assurance, we have access to the exclusive St. James's Place range of products. These offer many important benefits, of which perhaps the most remarkable is the St. James's Place approach to investment management.

In other areas such as portfolio management, trust* and estate planning, and mortgages, we have access to carefully selected products and services from other providers which St. James's Place believe represent the ‘best of breed’ in their respective categories.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

*Trusts are not regulated by the Financial Conduct Authority.